Why Use WordPress to Accept Credit Card Payments?
The most frequent method of internet payment is credit and debit cards.
If you’re selling items or services on your WordPress site, it’s critical that your customers be able to pay with a credit card.
Accepting credit cards increases conversion rates and decreases cart abandonment.
Let’s have a look at how you may accept credit card payments on your website.
Note: To take credit card payments securely, you’ll need to setup HTTPS/SSL on your website.
Accepting Credit Card Payments Without a Shopping Cart in WordPress
Users frequently do not wish to create a full-fledged online store with a shopping cart in order to take credit card payments. This is especially true if you’re simply selling a single item or collecting money for consulting or services.
All you’ll need in this situation is a basic online order form that accepts credit cards.
The first step is to install and activate the WPForms plugin.
WPForms is the easiest WordPress form builder plugin to use. It is the most straightforward method of accepting credit card payments in WordPress. In WordPress, you may utilise it to construct almost any sort of form.
While the Lite edition is free, the payment add-ons and order form template are only available with the Pro subscription.
You must input your licence key on the WPForms » Settings page after activation. This information may be found in your WPForms account section.
After that, we’ll link WPForms to Stripe. Stripe is a credit card processing software that allows businesses to take credit card payments directly on their website. Signing up is free, however they do charge a modest fee every transaction, as do all payment processors.
You’ll need to join up for Stripe on their website if you don’t already have one.
Then navigate to WPForms » Addons and look for the Stripe extension. Click the ‘Install Addon’ button, then the ‘Activate’ button to complete the process.
After you’ve activated the Stripe extension, you’ll need to link WPForms to your Stripe account.
To do so, go to WPForms » Settings and choose the ‘Payments’ tab from the drop-down menu. Then, by clicking the ‘Link with Stripe’ option, you must connect your Stripe account.
Enter your Stripe email address and click the ‘Following’ button on the next screen.
Stripe will now ask for your password in order to log in to your account.
You may pick your Stripe account after logging in and then click the ‘Connect’ option.
Next, you will be redirected back to the WPForms Payments settings tab. To make sure that your account is successfully connected, you can go to the Connection Status settings under Stripe settings.
When you see a green tick mark, it means your Stripe account is now live with WPForms. Go ahead and click the ‘Save’ button to store your settings.
WPForms is now equipped to process credit card transactions.
Let’s make an online billing or order form to add to your website so that you may collect credit card payments.
To begin, go to the WPForms > Add New page. You’ll need to give your form a title and then choose the ‘Billing / Order Form’ template.
WPForms will pre-load a basic order form with widely used fields into the form builder.
You may add additional fields from the left column using the drag and drop form builder.
After you’ve entered all of the data you want to your purchase form, go to the Payment Fields area in the left column and scroll down. You may add payment-related form fields from here.
WPForms allows you to add both multiple and single products for users to order. You may edit item information and price by clicking on the item field.
Add the Stripe Credit Card field to your form when you’ve finished modifying the item information.
You may also change any form field by pointing and clicking.
By checking the Required checkbox, you may, for example, modify the field’s label, edit its format, or make a field required to populate.
Let’s allow payments for this form now that it’s set up. To do so, go to the left-hand ‘Payments’ option and pick Stripe.
After that, just select the box next to the ‘Enable Stripe payments’ option and enter a payment description. The description is what the user’s credit card statement will say.
By choosing the email box from the drop-down menu, you may send an email receipt to your users.
You can also use WPForms to create sophisticated conditional logic for your form. Depending on the choices your user picks, you may choose to show or conceal the payment form field.
You may also setup regular subscription payments and choose a recurring time period.
To use the Stripe Credit Card field, you must first enable AJAX form submissions. Customers may submit forms using AJAX without having to reload the entire page.
To do so, go to the Settings tab on the left and then tick the checkbox next to ‘Enable AJAX form submission’ under General settings.
You might now wish to be notified via email when new orders and purchases are made. You may also send a confirmation email to the user to let them know that their order has been received.
Let’s get your billing form’s notifications set up.
To get started, go to the Settings tab on the left and select ‘Notifications.’
When a new purchase is placed, you’ll find that WPForms has already built a notification that sends an email to your WordPress admin email account.
This notice message is editable. You may, for example, add new email addresses, edit the email copy and topic, and so on.
Click the ‘Add New Notice’ option if you wish to send a separate notification to your users.
You’ll be prompted to give the new notice a name. ‘Customer Notification,’ we’ll name it. After that, you’ll be able to alter the notification fields.
Select the ‘Email’ box by clicking the ‘Show Smart Tags’ link next to the Send to email address option. This enables WPForms to utilise the email address given by your customer when submitting the form.
You may customise the rest of the email by adding a subject line and a message. You may also utilise smart tags to add item details, the user’s name, and other customised information to the form fields supplied by the user.
Following that, go to the ‘Confirmations’ page. WPForms will utilise Message as the default choice in this case. When a consumer submits a form, this displays a thank you message.
You may also show a specific page or redirect consumers to another URL instead of displaying a message. Simply choose the appropriate Confirmation Type from the dropdown menu.
When you’re finished, click the Save button at the top to close the form builder.
Your online credit card payment form is now complete, and you can embed it on any WordPress website.
Simply modify or create a new post or page to include your form. Then, in your WordPress editor, click the addition (+) sign at the top and create a WPForms block.
Then, in the WPForms block, choose your order form from the dropdown box.
You can now save or publish your page and see your form in action by clicking the preview button.